January 17, 2026
If you send or receive payments across the UK or Europe, you’ve probably been asked for an IBAN. But what exactly is it, and why is it so important for businesses, especially those operating internationally? In this guide, we clearly explain what an IBAN is, what the IBAN meaning is, and how it’s used in
Chargebacks are one of the biggest risks facing high-risk businesses. If you operate in sectors such as adult, gambling, forex, crypto, nutraceuticals, or digital goods, even a small increase in chargebacks can lead to higher fees, frozen funds, or account termination. For UK and European merchants, effective chargeback mitigation tools are no longer optional —
Choosing the right payment methods to scale your business internationally Expanding into new regions can unlock massive growth — but only if customers can pay in the ways they prefer. Across Latin America, Asia-Pacific, and Europe, the use of local payment methods (LPMs) has increasingly replaced traditional card payments. In fact, in many markets cards
Launching a high-risk startup is challenging enough — but trying to secure a reliable payment gateway can feel like an impossible task. Traditional banks often reject businesses in industries such as gaming, CBD, adult, forex, digital products, nutraceuticals, or subscription billing. This leaves new founders stuck, unable to accept payments, grow revenue, or scale operations.
High-risk industries such as gambling, adult services, crypto, forex, travel, and digital goods face constant fraud threats. Chargebacks, identity theft, account takeovers, and fake transactions can cost businesses millions every year. Traditional fraud prevention methods are no longer enough — especially as criminals become more sophisticated. That’s where Artificial Intelligence (AI) is transforming payment security.
Applying for a merchant account is an essential step for any business that wants to accept card payments online or in-store. But if your merchant account application keeps getting declined, you’re not alone. Many businesses — especially those in high-risk sectors — struggle to secure approval from traditional banks and processors. At Merchant Connect, we