October 9, 2025
Written by: Merchant Connect UK
Finding the right high-risk payment gateway can make all the difference between smooth, secure transactions and constant payment issues. For businesses in industries like iGaming, Adult, Forex, Crypto, and Digital Goods, choosing a provider that understands your risk profile is essential.
At Merchant Connect, we help UK and European businesses access trusted payment solutions that support high-risk transactions, ensure compliance, and boost approval rates. Below, we’ve put together an expert overview of the best high-risk payment gateways for UK and Europe in 2025.
As a trusted high-risk payment gateway UK provider, Merchant Connect delivers secure, multi-currency processing for industries most payment companies avoid.
Why choose us:
Expertise in Adult, Crypto, Gambling, Forex, and Digital Products
Seamless API integration for WooCommerce, Shopify, and custom sites
Advanced fraud prevention and chargeback protection
Support for GBP, EUR, and global currencies
PCI DSS-compliant and fully secure
Merchant Connect’s global banking network ensures faster approvals and competitive rates across UK and European markets.
iGamingCore.io a long-standing provider in the gaming and financial sectors, offering flexible solutions for regulated high-risk merchants.
Key features:
Multiple acquiring options for regulated markets
Optimised payment flows for gaming operators
3D Secure 2.0 and AML compliance
Integrated fraud management tools
Nuvei offers powerful payment solutions for high-risk Europe-based merchants. Their technology supports local payment methods across over 200 markets.
Highlights:
Accepts 150+ currencies
Local payment methods (SEPA, iDEAL, Sofort, etc.)
Comprehensive risk management
Open Banking and real-time settlement capabilities
For businesses that operate in crypto-friendly sectors, CoinsPaid provides a secure crypto payment gateway with fiat conversion options.
Why it stands out:
Instant crypto-to-fiat conversion
Licensed in the EU
Multi-wallet management
Enhanced transaction traceability
TrustPayments offers UK-regulated high-risk payment gateway solutions with flexible integration and reliable support.
Key benefits:
FCA-regulated and PSD2-compliant
Supports recurring and subscription payments
Built-in fraud monitoring and tokenisation
Customisable checkout experiences
When comparing providers, focus on:
Industry experience: Choose one that understands your vertical and risk profile.
Compliance: Ensure PSD2, GDPR, AML, and KYC standards are met.
Multi-currency support: Essential for European expansion.
Fraud prevention: Look for AI-based risk scoring and chargeback tools.
Integration: The best gateways offer simple API or plugin setups.
The high-risk payment gateway UK and payment solutions high-risk Europe markets are evolving quickly. In 2025, businesses need more than just transaction processing — they need partners who provide compliance, speed, and security.
At Merchant Connect, we specialise in helping high-risk merchants build payment infrastructures that scale internationally, reduce risk, and maximise approval rates.
👉 Get in touch today to explore our tailored payment gateway solutions for high-risk industries in the UK and Europe.